How to Get a Crypto Exchange License in Bulgaria

Bulgaria has become one of the most attractive EU jurisdictions for crypto licensing under the MiCA framework. With a flat corporate tax of only 10%, transparent regulation, and EU passporting rights, the country offers startups and exchanges a cost-efficient and legally secure entry point into the European market.

Licensed activities

A Bulgarian license grants the right to conduct a wide range of activities, including cryptocurrency exchange, custody, payments, and advisory services. Companies can also issue tokens, organize fundraising initiatives, and operate trading platforms. To maintain authorization, providers must comply with AML/KYC standards, ensure cybersecurity, and report regularly to the Financial Supervision Commission (FSC).

Key advantages of a Bulgarian license

Bulgaria is steadily building a reputation as one of the most accessible and business-friendly crypto hubs in the European Union. A license obtained here not only provides entry into the single EU market but also ensures a stable legal foundation for long-term growth.

• EU passporting – operate across all EU/EEA countries
• Low taxation – 10% corporate tax, 5% dividend withholding
• Cost efficiency – lower setup and maintenance costs than Malta or Germany
• Developed fintech sector – access to banking and payment providers
• Transparent licensing – process takes on average 2–6 months

This balance of low costs, legal certainty, and EU-wide recognition makes Bulgaria highly attractive for crypto businesses.

Licensing process and requirements

To obtain a crypto exchange license, companies must:

• Register a Bulgarian legal entity (LLC or JSC)
• Maintain minimum share capital (€50,000–€150,000 depending on services)
• Appoint qualified directors and an AML officer
• Establish a local office (physical or virtual)
• Submit AML/KYC, IT security policies, and a business plan

The FSC reviews applications within several months, provided documents are complete and compliant.

Taxation in Bulgaria

Licensed crypto companies benefit from one of the lowest tax regimes in the EU. Corporate income tax is 10%, dividends are taxed at 5%, and most crypto exchange operations are exempt from VAT under EU rules. This creates a predictable and cost-effective environment for long-term operations.

Why work with Prifinance

Prifinance offers comprehensive assistance for businesses aiming to secure a crypto license in Bulgaria. Our specialists guide clients through every stage of the process, ensuring regulatory compliance and efficient entry into the EU market.

With us, you benefit from:

• Company formation – full setup of a Bulgarian legal entity, including registration and local presence.
  
• Compliance documentation – preparation of AML/KYC policies, IT security frameworks, and business plans.
• Capital structuring – guidance on meeting share capital thresholds based on the scope of services.
• Regulator communication – professional representation before the Financial Supervision Commission (FSC).
• Tax planning – advisory on Bulgaria’s competitive 10% corporate tax and 5% dividend withholding regime.

By choosing Prifinance, your company gains a secure, cost-effective pathway to operate legally with a crypto exchange license and expand services across the European Union.